Insurance Licenses

  • Life
  • Health
  • Variable Contracts
  • Casualty & Fire

Karstens  Financial

Boat Photo by Mark SAdowski June 13, 2007 http://tinyurl.com/p6osu9x  | Car Photo by Damian Morys September 16, 2010 http://tinyurl.com/o6b62ub | House Fire Photo By Eric Allix Rogers February 20, 2009 http://tinyurl.com/l2m9bst

"When working with Jake I felt very comfortable and confident that I was getting the best deal. I have increased my coverage while lowering my premium. If you use Jake I believe you will experience the same good service that others have had."

-Sean M. (2012)

"Working with Jake gives me the ability to shop a number of different insurance companies for both my business and personally yet only deal with one person and firm. It saves me time and money. It also allows me to work with someone that understands retirement planning for both myself and my employees. I'd recommend Jake to anyone who needs help with their insurance and investment accounts. Saving money and making more money is what's important to me and working with Jake has helped me do this!"

-Andy S. (2013)

"Three years ago, having established myself in the marketing industry, I sought the help of Jake Karstens when I became interested in getting a life insurance policy . He was recommended to me by a friend, because of his professionalism and motivated spirit. He is very resourceful and understood that I wanted to optimize my finances. After I married, again I sought Jake Karstens experience and guidance, for other insurance. My husband and I now are confident about the financial decisions we have made for our future. I highly recommend Mr. Jake Karstens in his ability to educate and empower financial decisions to bring security and success."

-Mary S. (2011)

Business Specialities

  • 401k and all Retirement plans
  • Business Insurance
  • General Liability
  • Work Comp
  • Errors and Omissions
  • Directors and Officers
  • Employee Liability
  • Fiduciary Liability
  • Bonds
  • Buy/Sell Agreements
  • Key Person Insurance,
  • Business Continuation Planning
  • Benefits Package Solutions
  • Commercial Insurance
  • Group Life
  • Group Disability​


Finance Licenses

  • FINRA Series 65


  • Goals Based Financial Planning: Retirement, Educations, Life Insurance, Estate Planning.
  • IRA's
  • Individual Investment Accounts
  • Auto
  • Home
  • Umbrella
  • Life Insurance
  • Long Term Care
  • Disability Income

Advisory services offered through Interactive Financial Advisors, 625 N. Michigan Ave.  Suite 1710
Chicago, IL 60611 -Member FINRA/SPIC.  Interactive Financial Advisors, and Karstens Financial LLC are independently owned and operated, 

Latest News

Building Your Wealth

Karstens Financial's goal is to provide quality information to our clients so that they can make informed decisions regarding insurance and financial goals.

Are you trying to determine what is the best coverage for you or your business? If so, Karstens Financial can provide quotes and clearly explain the difference in coverage so that the decision process easier. 

Have you thought of how to secure your business finances so that it will survive for decades to come? Don't worry if you haven't, Karstens Financial provides planning services so you can enjoy the present and not have to worry about your company's future. 

We offer 
complimentary Insurance review because Karstens Financial wants to help its clients understand their options for insurance policies and financial plans. This review is performed by a licensed practitioner in a comfortable sit down setting. We will review your current situation – family, business, finances, property, and long-term plans and goals. That information will be used to identify risks you may not have considered. We will help you identify goals and evaluate your current plans to save and invest for a protected future. 

Every minute counts…Your security equals peace of mind. 

Don't Wait 

to make important

life decisions